Privacy Policy and Data Protection Framework – XNordiqo

Version 3.2 – Last updated: April 9, 2026

Article 1: Identification of the Data Controller

This Privacy Policy defines the strict data processing protocols employed by XNordiqo ("the Platform", "we", "us", or "our"), located in the Millennium Tower, Weena 690, 3012 CN Rotterdam, Netherlands. We act as data controller within the meaning of the General Data Protection Regulation (AVG/GDPR). Given the advanced nature of our data structures, we have appointed a Data Protection Officer (DPO), reachable via [email protected].

Article 2: Categories of Personal Data Processed

To ensure an institutional degree of security and precision, we collect the following categories of data:

Identity Data

Full legal name, date of birth, nationality, and official identification documents required for legal Know Your Customer (KYC) verifications.

Contact Information

Verified email address, active mobile phone number, and officially registered residential address.

Financial Telemetry

Information on source of wealth, wallet addresses, transaction history, and detailed user risk profiles.

Digital Footprint

IP addresses, device specifications, geographical routing data, and granular logs of your interactions with our analytical interfaces.

Article 3: Legal Basis and Purposes of Processing

In accordance with Article 6 of the GDPR, we process your personal data based on:

Contractual necessity: For creating and managing your account and providing our core analytical services.
Legal obligations:Compliance with the Dutch Money Laundering and Terrorist Financing (Prevention) Act (Wwft) and other financial supervisory legislation.
Legitimate interest:For proactive fraud prevention, network security, and the optimization of our algorithms via anonymized datasets.
Explicit consent:For sending personalized reports and using non-essential analytical cookies.

Article 4: Advanced Security and Encryption

XNordiqo applies enterprise-grade security standards:

AES-256 Encryption:All data at rest is stored with military-grade encryption.
TLS 1.3 Protocols:All data transfer between the user and our servers is end-to-end encrypted.
Sovereign Hosting:Data is exclusively stored on redundant, heavily secured servers within the European Economic Area (EEA) with strict physical and logical access controls.

Article 5: Retention Periods and Archiving

We retain your data no longer than strictly necessary for the stated purposes:

Active Data:For the duration of the contractual relationship.
Legal Archives:Personal data and financial identification records are retained for a period of seven (7) years after termination of the relationship, in accordance with Dutch tax retention obligations.

Article 6: Your Rights under the GDPR

The European GDPR grants you inalienable rights: the right to access, rectification, erasure ('right to be forgotten'), restriction of processing, data portability, and the right to object. You can exercise these rights via our privacy contact point at [email protected]. You also have the fundamental right to file an official complaint with the Dutch Data Protection Authority (Autoriteit Persoonsgegevens - AP) in The Hague.

Terms and Conditions | XNordiqo – Legal & Operational Framework 2026

The official terms of use of XNordiqo. Extensive clauses on risk disclosure, intellectual property, liability, and the jurisdiction in Rotterdam.

Version 3.2 – Last updated: April 9, 2026

Article 1: Applicability and Binding Force

These General Terms and Conditions (hereinafter "CGU" or "Terms") constitute a complete, binding legal agreement between you (the "User") and XNordiqo. By accessing https://xnordiqo.org, registering an account, or using our services, you expressly, unconditionally, and without reservation agree to these terms. XNordiqo reserves the right to unilaterally amend these terms; current use implies acceptance of the revised terms.

Article 2: Nature of Services (Execution-Only)

XNordiqo offers an advanced technical infrastructure for market data aggregation and analytical visualization.2.1. No Financial or Legal Advice:XNordiqo acts solely as an independent technology provider. We do not provide any investment advice, asset management, tax, or legal advice. All data and signals provided are purely indicative and educational in nature.2.2. Full Autonomy:Any financial decision or market transaction executed by the User based on information obtained through the Platform is made entirely voluntarily and falls under the exclusive responsibility and risk of the User.

Article 3: Legal Risk Warning

The User expressly declares to understand the following fundamental market risks:

Extreme Volatility

Financial markets and digital assets are subject to unpredictable, abrupt, and extreme price fluctuations.

Risk of Capital Loss

Trading or investment always carries a significant risk of partial or complete loss of invested capital.

No Performance Guarantees

Historical datasets, backtests, and algorithmic probabilities offer no certainty for future returns.

Article 4: Intellectual Property and Strict Usage Restrictions

The entire infrastructure of XNordiqo, including all proprietary data models, source codes, graphical interfaces (UI/UX), texts, and logos, is the exclusive, inalienable property of XNordiqo. Under penalty of civil and criminal prosecution, it is strictly forbidden to:

Subject our systems or algorithms to reverse engineering, decompilation, or disassembly.
Deploy automated extraction tools (such as scrapers, crawlers, or bots) for mass harvesting of platform data.
Misuse the platform for any form of money laundering, market manipulation, or other illegal activities.

Article 5: Limitation of Liability and Force Majeure

To the extent legally permissible under mandatory Dutch law, XNordiqo is in no way liable for direct, indirect, incidental, or consequential damages (including but not limited to loss of profit or data loss) arising from technical malfunctions, API latency, unplanned downtime, errors in third-party data feeds, or force majeure events (Article 6:75 Dutch Civil Code) such as cyberattacks, pandemics, or government intervention.

Article 6: Indemnification Clause (Indemnification)

The User undertakes to fully indemnify and hold harmless XNordiqo, its directors, employees, and partners against all claims, lawsuits, fines, losses, and legal costs (including reasonable attorney fees) directly or indirectly resulting from a breach of these Terms by the User.

Article 7: Applicable Law and Exclusive Jurisdiction

This agreement shall be exclusively governed by and interpreted in accordance with Dutch law. Any dispute, controversy, or claim arising out of or in connection with these Terms, which cannot be resolved amicably within sixty (60) days, shall be submitted to the exclusive jurisdiction of the competent courts in the district of Rotterdam, the Netherlands.